Make Every Dental Insurance Benefit Count: ‘Use It or Lose It’

You’ve been paying into your dental insurance all year. But what if you’re not getting the most out of it? Many forget their dental benefits, only to realize they’ve expired too late. Dental insurance operates on a “Use It or Lose It” basis, meaning they’re gone for good if you don’t use your benefits by year-end.

But here’s the good news: there’s still time to act. You can maximize your plan, save money, and prioritize your health before your dental insurance benefits disappear. Let’s walk through how to ensure every dental insurance dollar works for you.

Why Do Your Dental Insurance Benefits Matter?

Dental insurance isn’t just for emergencies—it’s designed to keep your teeth and gums healthy year-round. Regular cleanings, exams, and minor procedures like fillings are often covered. Yet, many people wait until something hurts to see a dentist, leaving preventive care on the back burner. By ignoring these routine visits, you risk both your oral health and your wallet. When oral health concerns become a regular occurance, other health problems don’t take longer to appear. So, being careful with oral health becomes the first step toward overall great health. 

Take advantage of the covered preventive care now. Those bi-annual cleanings? It’s already paid for. Skipping them means paying for services you’re not using—money out of your pocket. More than that, untreated dental issues can turn into costly, more severe problems down the road. So take the best care of your dental health. 

The Clock Is Ticking

If you’re reading this, there’s still time to schedule an appointment. But don’t delay. Dental offices tend to fill up quickly at the end of the year when everyone scrambles to use their benefits. Whether it’s a routine check-up or a procedure you’ve been putting off, now is the time to make that call. 

Here’s another thing to consider: if you’ve already met your deductible, the remaining months are an opportunity to get treatments from your dentist at First in Smiles Dentistry at little to no additional cost. That cavity you’ve been ignoring? The root canal you’ve been dreading? Your insurance might cover more now than at the start of the year.

What Happens If You Don’t Use Your Benefits?

Dental insurance doesn’t roll over. The “Use It or Lose It” rule is so important. If you’ve been waiting for the “right time,” the end of the year is it. Once that clock strikes midnight on December 31, any unused dental insurance benefits vanish. 

If you don’t need a major procedure, scheduling a simple cleaning or exam can ensure your plan isn’t wasted. Catching potential issues early is always a good idea before they become bigger, more expensive problems.

Make the Call Today

It’s easy to forget about dental care once there’s a problem. But that’s the beauty of dental insurance—it helps you avoid issues before they become costly headaches. Don’t wait until the last minute. You’ve already paid for these benefits, so make the most of them while you still can. Schedule that cleaning, get those X-rays, and care for your oral health now under the care of licensed dentists at First in Smiles Dentistry clinic. Schedule an appointment today!

Remember: it’s “Use It or Lose It.” Why let those hard-earned benefits slip away when you can take advantage of them right now? Time’s ticking, so make the call and protect your smile for years.