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How Metlife Makes Dentistry More Affordable
Are you covered by MetLife dental insurance? Whether you obtained your policy on your own or through your employer, it's important to take full advantage of it. This valuable resource can help safeguard your oral health and provide financial support for necessary treatments. Wondering how to get the most out of your policy? Our team is pleased to be affiliated with MetLife dental insurance and can assist you in maximizing your benefits.
MetLife Coverage Availability & Fees
MetLife provides a range of insurance plans, with PPO and DHMO plans being the most popular. A DHMO plan mandates visiting a designated dentist, while a PPO plan offers the freedom to choose any dentist and still receive benefits. Below is a general outline of how PPO coverage usually functions:
Preventive care (cleanings, X-rays, etc.): 80% - 100% covered
Minor restorative care (fillings, simple extractions, etc.): 70% - 80% covered
Major services (crowns and other extensive treatments): 50% covered
Specialty services (orthodontics, dental implants, etc.): Sometimes covered, depending on the specific policy.
Please keep in mind that you may receive better coverage rates at an in-network MetLife dentist in Matthews compared to out-of-network practices. Our contract with MetLife benefits both the insurance company and our patients by saving money. Our knowledge of MetLife policies allows us to help you understand and make the most of your benefits.
For instance, we can strategically schedule your treatments to make the most of your annual maximum—the highest dollar amount your policy will cover for approved treatments in a year. By spreading out major services over multiple appointments across calendar years, we help patients in need of extensive treatment utilize two annual maximums instead of just one.
